• How can one apply for UBL Tezraftaar Ameen Asaan Account?
  UBL Tezraftaar Ameen Asaan Account can be opened at any UBL Ameen Islamic Branch or at selected UBL branches with Islamic Window Option.
• What is the procedure to deposit funds in UBL Tezraftaar Ameen Asaan Account?
  UBL Tezraftaar Ameen Asaan Account can be funded via Home Remittance send from abroad and with an option of limited Local credit of PKR 1,000,000/.
• How will one know when amount is credited in UBL Tezraftaar Ameen Asaan Account?
  Notification via SMS will be sent to account holder on registered mobile number when remittance is received in their UBL Tezraftaar Ameen Asaan Account.
• When can one use UBL Tezraftaar Ameen Asaan Account after account opening from branch?
  Credit of funds can be immediate as soon as the Account is established. Whereas, first withdrawal of funds can be made soon after receiving the welcome pack, which approximately takes up to 5 to 7 working days. Subsequent, withdrawals will be as and when required by the Beneficiary.
• What will I receive in the welcome pack of UBL Tezraftaar Ameen Asaan Account?
  You will receive a cheque book and an ATM Debit card (optional) in your welcome pack.
• How does UBL Tezraftaar Ameen Asaan Account ATM / Debit Card work?
  UBL Debit Card can be utilized for cash withdrawal, funds transfer, POS transaction and utility bills payment. ATM/Debit Card is limited to the amount of money available in UBL Tezraftaar Ameen Asaan Account. Each time one use debit card to shop or withdraw money from an ATM, the amount is automatically deducted from your account balance. UBL PayPak Debit Card will be issued by default to all the account holders.
• How can one check the balance UBL Tezraftaar Ameen Asaan Account?
  Account balance can be obtained through UBL E-channels including UBL Digital App and internet banking free of cost or by visiting any nearest UBL ATM or by calling our 24/7 Contact Centre @021-111-825-888.
• How many UBL Tezraftaar Ameen Asaan Accounts can one establish?
  Only a single UBL Tezraftaar Ameen Asaan Account can be opened against one valid CNIC at any given time.
• Can one get a statement of account for UBL Tezraftaar Ameen Asaan Account?
  Yes, one can get a half yearly statement of account. Apart from this, one may also subscribe to UBL e-statement facility - free of cost, which offers e-statement at various frequencies (Daily, Weekly, Monthly, Quarterly & Semi Annually) at your registered email address.
• Is there any rate of return/ profit applicable on UBL Tezraftaar Ameen Asaan Account?
  Yes, profit can be earned on UBL Tezraftaar Ameen Asaan Saving Account as per bank’s policies.
• Will Zakat be applicable on UBL Tezraftaar Ameen Asaan Account?
  UBL Tezraftaar Ameen Asaan Current Account is exempted from Zakat deduction. However, on 1st Ramadan, Zakat wherever applicable (2.5%) shall be deducted on valuation date from UBL Tezraftaar Ameen Saving Account having balance in excess of the exempted limit as declared for that particular Zakat year or as declared by the relevant authorities from time to time. Declaration on prescribed Performa for exemption of deduction of Zakat will be submitted by the customer to relevant branch at least one month prior to the valuation date or as per Zakat rules applicable from time to time.
• How can One get the cheque book activated of UBL Tezraftaar Ameen Asaan Account?
  Cheque book can be activated through UBL Digital App or through UBL Contact center 24/7 @ 021-111-825-888. Also, customer can visit your parent branch for cheque book activation.
• How can One get the cheque book activated of UBL Tezraftaar Ameen Asaan Account?
  Cheque book can be activated through UBL Digital App or through UBL Contact center 24/7 @ 021-111-825-888. Also, customer can visit your parent branch for cheque book activation.
• Where will I get the ATM PIN for my UBL Tezraftaar Ameen Asaan Account debit card?
  ATM PIN can be generated through IVR (Interactive Voice Recording) by calling UBL Contact Centre @ 021-111-825-888.
• What should I do if I lose my ATM PIN for my UBL Tezraftaar Ameen Asaan Account debit card?
  One can call UBL Contact Centre @ 021-111-825-888 and set a new PIN through IVR.
• What to do if I lose my UBL Debit Card?
  It is important that one should report the loss immediately by calling Phone Banking @ 021-111-825-888. Phone banking representative will block the card and raise a request for its replacement. One will receive the card in 7-10 business days from the respective branch or in special cases via mail to your latest updated address.
• What are the charges of UBL Debit Card?
  Charges of UBL Debit Card will be as per the prevailing Schedule of Charges.
• What are the charges for conducting transaction on ATMs in Pakistan?
  Transactional charges are applicable as per prevailing Schedule of Charges.

*UBL Tezraftaar Ameen Asaan Account Dispute Resolution